What law created health insurance exchanges?

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Multiple Choice

What law created health insurance exchanges?

Explanation:
Health insurance exchanges were created by the Affordable Care Act. The ACA established these marketplaces to help individuals compare insurance plans, determine eligibility for subsidies, and enroll in coverage, with exchanges becoming active around 2014. The other laws have different purposes: HIPAA focuses on privacy and portability of health information, EMTALA requires emergency treatment regardless of ability to pay, and the Medicare Modernization Act expanded Medicare benefits and added Part D drugs but did not create exchanges.

Health insurance exchanges were created by the Affordable Care Act. The ACA established these marketplaces to help individuals compare insurance plans, determine eligibility for subsidies, and enroll in coverage, with exchanges becoming active around 2014. The other laws have different purposes: HIPAA focuses on privacy and portability of health information, EMTALA requires emergency treatment regardless of ability to pay, and the Medicare Modernization Act expanded Medicare benefits and added Part D drugs but did not create exchanges.

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