Employer-sponsored insurance is an example of which type of coverage?

• A. Public insurance
• B. Private insurance
• C. Medicaid
• D. Medicare

Answer: (B)

Employer-sponsored insurance is private coverage because it’s a health plan offered by an employer and administered by a private insurer, not a government program. Public insurance refers to government-run programs like Medicare and Medicaid, which have specific eligibility rules and are funded through government sources. While employers help cover part of the cost, the plan itself operates in the private sector, distinguishing it from public programs.